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Understanding Bonus-Malus: The Ultimate Guide
The bonus-malus coefficient can reduce your premium by 50%.
T
Thomas Dubois
Analyste Assurance
Published on February 15, 2026
6 min reading time
What is Bonus-Malus?
The coefficient rewards safe drivers.
How Does It Work?
Each claim-free year: -5%
Maximum bonus: 0.50
Use Our Calculator
Simulate your coefficient for free.
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